Personal Banking Accounts

Compare Accounts

Account Name

Gold Discovery

Gold Premium

Gold Benefit

(Age 60+)

Gold Reserve**

Gold Savings**

Monthly Fee






How to Avoid Monthly Fee

$1,500 minimum daily balance or $5,000 combined daily balance*

or enrolled as Student

$2,500 minimum daily balance or $7,500 combined daily balance*

$1,500 minimum daily balance or $5,000 combined daily balance*

$5,000 minimum daily balance

$1,000 minimum daily balance or under age 18




(on balances of $2,500 and over)


(on balances of $1,500 and over)



Minimum Opening Balance






*Combined daily balance = Same Primary Account Holder/Same Tax ID # on each account

**6 transactions per month with unlimited in person deposits and cash withdrawals. A $5 excess transaction fee will apply to each transaction in excess of 6 transfers or withdrawals by means of preauthorized, automatic or telephone transfer, checks, debit card, point of sale or similar order to another account of yours or to a third party during any calendar month or statement cycle of at least four weeks.


Member FDIC Insured

Not sure where to begin?

Our Switch Kit* will help you get started on your new accounts! We will be with you every step of the way as you transition to Golden Valley Bank. Talk to a New Accounts Representative today.

 Personal Switch Kit

* The Switch Kit is an application for account opening, Golden Valley Bank does not open deposit accounts online. Golden Valley Bank requires:
  • In-person deposit account opening. (Applicants will need to come to one of our locations in-person to complete the account opening.)
  • Original supporting documentation. for openings account. (Photo ID and other required documents)
  • New accounts are subject to approval of Golden Valley Bank, not all applicants will qualify.
  • View or download the  Notice at Collection (PDF)

A photo of an Employee

George Marquez

New Accounts Representative - Chico

A photo of an Employee

Bailey Lequia

New Accounts Representative - Chico


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