Business Banking Accounts

 

Compare Accounts

Account Name

Checking

Interest Checking**

Analyzed

Non-Profit

Money Market

 Savings

Monthly Fee

$20

$20

$20

None

$20

$20

How to Avoid Monthly Fee

$10,000 minimum daily balance or $50,000 combined daily balance* 

$10,000 minimum daily balance or $50,000 combined daily balance* 

Analyzed

Offered with Non-profit status

$25,000 minimum daily balance

$5,000 minimum daily balance

Interest

No

Yes,
(on balances of
$2,500 and over)

No

No

Yes

Yes

Minimum Opening Balance

$2,500

$2,500

$2,500

$100

$2,500

$2,500

Monthly Transaction Limitations

250 allotted checks,
250 allotted
deposited items and
$10,000 deposited
cash****

250 allotted checks,
250 allotted
deposited items and
$10,000 deposited
cash****

Analyzed

Unlimited

6 transactions per
month with
unlimited in person
deposits and cash
withdrawals***

6 transactions per
month with
unlimited in person
deposits and cash
withdrawals***

*Combined Daily Balance = Same Primary Account Holder/Same Tax ID # on each account.

**Only eligible for Sole-proprietors, Non-Profits, and Attorney-Client Trusts.

***A $5 excess transaction fee will apply to each transaction in excess of 6 transfers or withdrawals by means of preauthorized, automatic or telephone transfer, checks, debit card, point-of-sale, or similar order to another account of yours or to a third party during any calendar month or statement cycle of at least four weeks.

****Additional charge for exceeding these items:
• $0.15 per check over allotted amount.
• $0.15 per deposited item over allotted amount.
• $0.15 per $100 in excess of the allotted amount.
• Account may be analyzed based on volume of activity

Member FDIC Insured.

Not sure where to begin?

Our Switch Kit* will help you get started on your new accounts! We will be with you every step of the way as you transition to Golden Valley Bank. Fill out the switch kit to get the process started.

BUSINESS SWITCH KIT

* The Switch Kit is an application for account opening, Golden Valley Bank does not open deposit accounts online. Golden Valley Bank requires:
 
  • In-person deposit account opening. (Applicants will need to come to one of our locations in-person to complete the account opening.)
  • Original supporting documentation. for openings account. (Photo ID and other required documents)
  • New accounts are subject to approval of Golden Valley Bank, not all applicants will qualify.
  • View or download the  Notice at Collection (PDF)

Crystal Purks

Crystal Ward

VP, Oroville Banking Manager

cward@goldenvalley.bank
Oroville Office

Krista Thomson

Krista Thomson

Relationship Banker

kthomson@goldenvalley.bank
Oroville Office

Ashley Hilton

Ashley Hilton

Relationship Banking Officer

ahilton@goldenvalley.bank
Chico Office

Christy Davis

Christy Davis

VP, Redding Regional Banking Manager

cdavis@goldenvalley.bank
Redding Office

Megan Lutei

Megan Lute

Relationship Banking Officer

mlute@goldenvalley.bank
Chico Office

Lisa Geraci

Lisa Geraci

VP, Relationship Development Officer

lgeraci@goldenvalley.bank
Redding Office

Cash Management for Businesses

Golden Valley Bank offers a comprehensive range of cash management solutions for small businesses to help you optimize cash flow.

Learn More